Welcome to Whitelock Financial Coaching

Financial coaching isn’t reserved for the wealthy – in fact, those with modest incomes often benefit the most from professional guidance. When resources are limited, making the most of every dollar becomes crucial.

At Whitelock Financial Coaching, we help you stretch your income further, identify savings opportunities, manage debt effectively, and build wealth over time – regardless of your starting point.

Schedule Your Free Consultation

Financial coaching that respects your wallet

We provide affordable financial coaching that partners with you to create a clear, actionable plan, putting your priorities first and helping you achieve what matters most, sooner than you might have thought possible.

Imagine what’s possible for your future. While every journey is unique, we’ve helped clients transform their lives in countless ways. Below are just a few examples of what we can accomplish together.

Create a plan to manage and payoff debt (student loans, credit card debt, etc.)

Learn how to budget effectively and understand exactly where your money goes each month

Make the most of retirement options (401(k), IRAs, etc.)

Set savings goals for key milestones, such as college, a home, or a wedding

Start investing with confidence and grow wealth over time

Understand the importance of credit scores and how to build good credit

How far could you go with a financial plan?

Schedule a complimentary 45-minute session where we'll review your financial picture, discuss your goals, and explore if our partnership is the right match for your needs.

During our conversation, you'll gain valuable insights about your current financial standing and learn how our coaching process works. After our session, the decision to move forward with our services is entirely yours, with no pressure or obligation.

No Contracts or Obligations

Work with us on your terms. Our coaching relationship is session-by-session with no long-term commitments. You decide when and how often we meet based on your needs and goals.

Fee-Only Transparency

Our simple, straightforward pricing means you always know exactly what you're paying for. No hidden fees, no surprise charges — just expert financial guidance at a transparent rate.

Product-Free Coaching

We never sell financial products or earn commissions. Our advice is completely unbiased and focused solely on what's best for your financial situation — not what generates sales for us.

Kiran is a great personal finance coach. She taught me everything I needed to know to get started with investing, from understanding my investment style and risk level to the different kinds of assets out there. She helped me set up my first brokerage account and showed me how to start building wealth with small monthly investments. If you're looking to get better with money, whether you're just starting out or have some experience, definitely work with Kiran.

Gurshant S.
Client

Kiran has done a phenomenal job of educating me on the nuisances of a 401(k) vs a ROTH and all the specifics that go with it. I was able to make appropriate changes as per my retirement. In addition, she helped my teenage sons set up Roth IRA accounts. She sat with them and helped them understand these investment engines and they are motivated to save and generate well. Thank you, Kiran!

Andrew G.
Client